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Arogya Sanjeevani Individual
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ICICI Lombard Arogya Sanjivani is standard health insurance product.


  • Expenses incurred on treatment of cataract are covered subject to sub limits.
  • Dental treatment, necessitated due to disease or injury is covered.
  • Plastic surgery, necessitated due to disease or injury is covered
  • Premium can be paid in instalments of Half yearly, Quarterly or monthly
  • The Policy Period is of one year
Title Description
Room Rent Limit up to 2% of the sum insured subject to maximum of Rs.5000/- per day.
ICU Daily Rent Limit up to 5% of sum insured subject to maximum of Rs.10,000/- per day.
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All day care treatments covered
Pre-Existing Disease / Illness coverage Covered after 48 months of continuous coverage
Waiting Period for New Policy 30 days
Co-Payment Each and every claim under the policy shall be subject to Co - payment of 5%
Medical Screening For insured above the age of 45 or for SI of Rs 5 Lakh
Ambulance Expenses Expenses incurred on road ambulance subject to a maximum of `2,000 per hospitalisation
Non-Allopathic Treatments Covered
No Claim Bonus 5% for each claim free policy year subject to a maximum of 50% of sum insured.