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Individual Health Insurance
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A health insurance cover to protect you in case of any financial crisis arising from an unexpected medical emergency.


  • Hospitalisation Upto sum insured.
  • Optional cover such as Hospital Daily Cash and Convalescence Benefit.
  • Upto 150 Day Care Procedures are covered.
  • Pre existing diseases Covered after a waiting period of 4 years.
Title Description
Ambulance Expenses Up to 1500 per hospitalisation
Daily Hospitalization Allowance Optional
Day Care Procedure Coverage 150 procedures covered
Free Health Checkup Yes
ICU Daily Rent Limit No Limit
Medical Screening Above age 45 years
Minimum Hospitalization Period 24 Hrs
No Claim Bonus Up to 10% per claim free year, Max 50%
Non-Allopathic Treatments Not covered
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After 48 months
Pre-Hospitalization Expenses 30 days
Room Rent Limit No Limit
Waiting Period for New Policy 30 days