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Classic Health Individual
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Chola Classic Health - Individual provides cover against medical expenses for families on individual sum insured basis.


  • This policy is applicable for you and your dependants (Spouse, upto 4 dependent Children, dependent parents). Any person aged between 90 days and 65 years can take the policy for the first time
  • 5% discount on the premium paid will be allowed for 2 members and 10% discount on the premium paid will be allowed for 3 or more members insured under the policy.
  • Multi year discount of 6% of 2 years and 12% for 3 years
Title Description
Room Rent Limit Covered Single room
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered
Pre-Existing Disease / Illness coverage Covered After 48 months of continuous coverage
Waiting Period for New Policy 30 days
Medical Screening Where proposers &/eligible dependants are aged above 45 years, medical examination report will be required along with the proposal form
Free Health Checkup All insured persons under this policy will be eligible for a General Health and Eye Check Up upto limits. If benefit not claimed it can get accumulated for max 3 years
Ambulance Expenses Under Plan A,b,C,D Rs.2000. Under Plan E,F,G,H,I Rs.1000
Non-Allopathic Treatments 100% of SI
Daily Hospitalization Allowance Available on payment of additional premium
Donor Expenses Organ transplantation including the treatment costs of the donor but excluding the costs of the organ
No Claim Bonus 5% of the expiring policy Sum Insured. Max 50%. Reduction Of Cumulative Bonus by 5% in case of claim