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Health Guard Individual ( Old)
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Bajaj Health Guard individual is a complete health Protection for your Family,it takes care of the expensive medical treatment incurred during hositalisation resulting from serious Accidents and Illness.


  • No restriction on Room rent and ICU rent.
  • Family discount of 10% available for covering two family members.
  • Free Medical check up After 4 continuos claim free years.
  • Pre existing diseases covered after 48 months.
  • Capping for Cataract minimum of Rs.12000, max up to Rs.35000.
  • Sum Insured From 1.5 Lakh to Rs. 5 lakh can be opted from age 56 to 65 yrs.
Title Description
Room Rent Limit Actual
ICU Daily Rent Limit Actual
Pre-Hospitalization Expenses 60 Days
Post Hospitalization Expenses 90 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 130 procedures covered
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 Days
Medical Screening After 45 years of age.
Free Health Checkup After 4 claim free years.
Ambulance Expenses Upto Rs.1000
No Claim Bonus 10% upto max.50%