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Critical Illness
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person being first diagnosed as suffering from a Critical Illness symptoms of which were not present in such insured person at any time prior to inception of the Policy Policy will pay the pre defined benefit


  • A claim shall be admissible under the Policy, provided the insured person survives the specified survival period (30 days), after diagnosis of a Critical Illness or undergoing the procedure.
Title Description
Pre-Existing Disease / Illness coverage Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 48 months of continuous coverage after the date of inception of the first policy with insurer.
Waiting Period for New Policy Waiting period of 3 months for Critical Illness