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Arogya Premier Individual
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SBI Arogya Premier policy is exclusively designed to meet Special Healthcare requirements of such individuals, who need wider medical coverage option and best medical treatment from the top medical experts.


  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • No pre-policy medical test up to the age of 55 years for people with no medical history.
  • Upto 142 Day Care Procedures covered.
  • No medical tests required up to 55 Years of Age.
  • No Claim bonus of 10% every year (maximum up to 50%).
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Auto reinstatement of sum insured equal to the base amount,at no additional premium.
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 60 Days
Post Hospitalization Expenses 90 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered
Automatic Restoration of Sum Insured Yes, upto 100%
Pre-Existing Disease / Illness coverage After 4 Years
Waiting Period for New Policy 30 days
Medical Screening Above 55 yrs of age.
Free Health Checkup After 4 claim free years.
Ambulance Expenses Actual expenses,includes Air ambulance (Upto Rs.1,00,000)
Non-Allopathic Treatments Covered
Donor Expenses Covered
Nursing Allowance Covered
No Claim Bonus 10%, upto max.50%