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Arogya Top Up Individual
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SBI General’s Arogya Top Up Policy lets you add extra protection at low premium so you can smoothly overcome the rising medical costs over and above your pre-decided medical cost.


  • Covers maternity expenses after first 9 months waiting period.
  • No pre-policy medical test up to the age of 55 years for people with no medical history.
  • Upto 142 Day Care Procedures covered.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • No medical tests required up to 55 Years of Age.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • Covers Reimbursement of alternative treatment like Ayurvedic, Homeopathy and Unani.
Title Description
Ambulance Expenses upto Rs.5000
Day Care Procedure Coverage 142 Procedures covered.
Donor Expenses Covered
ICU Daily Rent Limit Covered
Medical Screening Above 55 yrs of age.
Minimum Hospitalization Period 24 Hrs
Non-Allopathic Treatments Covered
Nursing Allowance Covered
Post Hospitalization Expenses 90 Days
Pre-Existing Disease / Illness coverage After 4 years
Pre-Hospitalization Expenses 60 Days
Room Rent Limit Covered
Waiting Period for New Policy 30 Days