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Senior First Floater
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Health Insurance plan specially designed for Senior Citizen.


  • ReAssure Benefit:- Never run out of Sum Insured.
  • Day 1 Health Check-up
  • No sub-limits applicable for common health conditions like cataract, joint replacements, cancer, or more.
  • Safeguard (Add-on)* Go truly cashless with coverage even for non-payable items like PPE Kits, gloves, masks, and more
Title Description
Room Rent Limit Gold Plan:-Shared Room |Platinum Plan:-Single Private Room
ICU Daily Rent Limit Covered up to Sum Insured
Pre-Hospitalization Expenses (60 days) Covered up to Sum Insured
Post Hospitalization Expenses (180 days) Covered up to Sum Insured
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered up to Sum Insured
Automatic Restoration of Sum Insured Gold Plan :-NA | Platinum Plan:-Unlimited up to base Sum Insured(Applicable for both same & different illness)
Pre-Existing Disease / Illness coverage 24 months waiting period on preexisting diseases
Waiting Period for New Policy 30-day initial waiting period
Co-Payment 50%.. If deductible is opted, then co-payment will NOT apply
Medical Screening No mandatory pre-issuance medical tests
Free Health Checkup Gold Plan:-Not applicable| Platinum Plan:-Annual (From Day 1); For defined list of tests; up to INR 500 for every INR 1 Lac Base Sum Insured (Individual policy: maximum INR 5,000 per Insured; Family Floater policy: maximum INR 10,000 per policy)
Ambulance Expenses Road ambulance: up to INR 2,000 per hospitalization | Air ambulance: up to INR 2,50,000 per hospitalization
Non-Allopathic Treatments Covered up to Sum Insured
Donor Expenses Covered up to Sum Insured
No Claim Bonus Gold Plan:-Not applicable| Platinum Plan:-10%, Max 100%