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Health Recharge Individual
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Health recharge is a Super top up plan.


  • Enhanced protection in future to provide better coverage
  • No worries of risk cover rejection due to non underwriting
  • There are no third-party agents involved. Get your claims processed painlessly by our customer service team directly
  • The policy assures you renewability for life with no extra loadings based on your claim history
  • You have up to 15 days after purchasing the insurance to cancel the plan with refund
Title Description
Room Rent Limit Up to 1% of Base Sum Insured per day Single private room up to Sum Insured
ICU Daily Rent Limit Covered up to Sum Insured
Pre-Hospitalization Expenses up to 60 days
Post Hospitalization Expenses up to 90 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage 536 major day-care procedures Covered up to sum insured.
Additional Cover for Critical Illness Critical illness cover will be equal to base Sum Insured; subject to maximum of 10 lacs
Pre-Existing Disease / Illness coverage Covered after 36 months of continuous coverage.
Waiting Period for New Policy 30 days
Medical Screening For person of 55 years of age and above
Ambulance Expenses Up to Rs.1,500 per hospitalization
Non-Allopathic Treatments covered up to Sum Insured
Donor Expenses covered up to Sum Insured