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Health Companion Family First
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A unique Plan which is designed by keeping in mind the health insurance needs of an Indian joint family. This Top Up plan


  • Option to choose from a wide range of Cover from 1 lacs to 20 lacs.
  • No Capping on Room rent.
  • Covers as many as 19 Relationships of the same Family.
  • Avail cashless facility in across 3500 quality hospitals.
  • Tax saving U/S 80D of the Income Tax act.
  • No limit on Day Care procedures.
  • Get added benefit of in- patient Treatment under Ayurveda, Unani, Siddha & Homeopathy.
Title Description
Room Rent Limit Covered upto Sum Insured
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered upto sum insured
Automatic Restoration of Sum Insured Upto base sum insured
Pre-Existing Disease / Illness coverage after 36 months of continuous coverage
Waiting Period for New Policy 30 days
Free Health Checkup Annual
Ambulance Expenses upto 3000
Non-Allopathic Treatments Covered upto Sum Insured
Donor Expenses Covered
Nursing Allowance Covered
No Claim Bonus 20% of base SI, max 100%