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Top Up Medicare Family
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Top Up Medicare is one of the cheapest Mediclaim policy which offers in-patient hospitalization expenses, pre and post hospitalization expenses, ambulance Charges etc. incurred in India


  • This policy covers hospitalization expenses up to the opted Sum Insured over and above a specified level called Threshold Level
  • It gives additional protection at an affordable price when hospitalization costs are very high
  • Non-allopathic treatment is also covered
  • No Medical tests up to the age of 45 Years
  • This policy offers protection in excess of any Primary health policy/benefit scheme that you may already have
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Ambulance Expenses Up to 2500 per hospitalization
Day Care Procedure Coverage Yes
Donor Expenses Yes
ICU Daily Rent Limit Covered
Minimum Hospitalization Period 24 Hrs
Non-Allopathic Treatments Covered
Nursing Allowance Covered
Post Hospitalization Expenses 60 days from the date of discharge
Pre-Existing Disease / Illness coverage After 48 months, 24 months for specific diseases
Pre-Hospitalization Expenses 30 days prior to hospitalization
Room Rent Limit Covered
Waiting Period for New Policy 30 days