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Individual Mediclaim Old
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Health Insurance Gold policy is Comprehensive health policy aims to cover in-patient hospitalization expenses up to Rs.5 Lacs


  • It covers medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge.
  • The cost of Medical check-up once every 3 years provided no claims are made in between the years.
  • Domiciliary Hospitalization benefit is provided
  • The Non-allopathic treatment cost is also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Ambulance Expenses Up to 2500 per hospitalization
Daily Hospitalization Allowance Optional, up to Rs. 250/500 per day, Max up to 2500/5000 per hospitalization.
Day Care Procedure Coverage Covered
Free Health Checkup 1% of Average S.I. after 3 Claim Free Years Max.5,000/-
ICU Daily Rent Limit Up to 2% of sum insured
Minimum Hospitalization Period 24 Hrs
Non-Allopathic Treatments Covered
Nursing Allowance Up to 1% of the sum insured
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After 48 months, 24 months for specific diseases
Pre-Hospitalization Expenses 30 days
Room Rent Limit Up to 1% of sum insured
Waiting Period for New Policy 30 days