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Super Saver Individual
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Health Super Saver is a health insurance product with a unique bene¬t of Super Saver Discount!


  • The product includes 2 plan variants: HEALTH SUPER SAVER 1X PLAN HEALTH SUPER SAVER 2X PLAN
  • 80% discount on the next premium for a claim free year
  • Sum insured on an individual and Foater basis
  • Installment option available for premium
  • Entry age of Proposer 18 years – 70 years Entry age of Child From birth – 25 years
  • Lifelong Renewal
  • Home Health Care Services
  • 10% discount is applicable in case two or more family members are covered with individual sum insured basis
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered
Pre-Existing Disease / Illness coverage Covered after 2 years of continuous coverage
Waiting Period for New Policy 30 days
Medical Screening Required if age 51 years and Above or Sum Insured of 25 Lacs, 50 Lacs
Ambulance Expenses Maximum up to Rs.1000 per hospitalisation
Non-Allopathic Treatments Hospitalisation for Ayurveda, Unani, Siddha or Homeopathy covered
Donor Expenses Hospitalisation expenses are covered (excluding donor screening charges, pre and post hospitalisation )
No Claim Discount For 1X plan option In case of no claim Super Saver discount of 80% in the consecutive year. For 2X plan option, Super Saver discount of 80% for next consecutive 2 years