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Corona Kavach Floater
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An indemnity policy that covers the hospitalization expenses up to the sum insured arising from COVID-19 treatment procedures.


  • Hospitalization Expenses for treatment of COVID (including co-morbid conditions) on positive diagnosis by government authorized centre
  • Covers Treatment at Home for COVID up to maximum 14 days per incident
  • 3 ½ months, 6 ½ months and 9 ½ months (No Annual policy term)
  • Covers Diagnostic tests undergone at home or at diagnostics centre
  • Covers Medicines prescribed in writing
  • Covers Consultation charges of the medical practitioner
  • Covers Cost of Pulse oximeter, Oxygen cylinder and Nebulizer
  • Covers Medical procedures limited to parenteral administration of medicines
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 15 Days
Post Hospitalization Expenses 30 Days
Minimum Hospitalization Period 24 Hours
Waiting Period for New Policy 15 days
Ambulance Expenses Rs.2000/- per hospitalization
Non-Allopathic Treatments Covered
Daily Hospitalization Allowance 0.5% of sum insured per day for each 24 hours of continuous hospitalization