Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | Up to 0.75% of sum insured (either private room or shared accommodation) |
| ICU Daily Rent Limit | Up to Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization |
| Pre-Hospitalization Expenses | 30 days prior to the date of hospitalization |
| Post Hospitalization Expenses | Post-hospitalization up to 60 days from the date of discharge from the hospital. A lump sum calculated @7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.3,000/- is payable |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | 405 day care treatments are allowed |
| Pre-Existing Disease / Illness coverage | Covered after 48 months of continuous coverage after the date of inception of the first policy with insurer |
| Waiting Period for New Policy | 30 days |
| Medical Screening | There is no pre acceptance medical screening |
| Ambulance Expenses | up to a sum of Rs.500/- per hospitalisation and overall limit of Rs.1000/- per policy period. |
| Non-Allopathic Treatments | Not covered |
| Nursing Allowance | Nursing Expenses at 0.75% of sum insured |
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