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Care Micro Individual
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Star Care is a health insurance plan that gives protection for individuals as well as the entire family, on the payment of a single premium under a single sum insured.


  • Policy is available on Individual and Floater basis in Tier I and Tier II places.
  • Cover for pre-hospitalization and post hospitalization.
  • Hospital Cash benefit if treatment taken in Government hospital.
  • No Third Party Administrator, direct in-house claim settlement
  • Faster and hassle free claim settlement
  • Cashless facility can be availed in network hospitals in Tier 1 & Tier 2 location
  • Network of more than 8800+ hospitals across India
  • Maintain personal health records in electronic format
Title Description
Ambulance Expenses up to a sum of Rs.500/- per hospitalisation and overall limit of Rs.1000/- per policy period.
Day Care Procedure Coverage 405 day care treatments are allowed
ICU Daily Rent Limit Up to Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization.
Medical Screening There is no pre acceptance medical screening
Minimum Hospitalization Period 24 hours
Non-Allopathic Treatments Not covered
Nursing Allowance Nursing Expenses at 0.75% of sum insured
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage Covered After 48 months of continuous coverage after the date of inception of the first policy with insurer
Pre-Hospitalization Expenses 30 days
Room Rent Limit Up to 0.75% of sum insured (either private room or shared accommodation)
Waiting Period for New Policy 30 days