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Arogya Sanjeevani Individual
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Arogya Sanjeevani Policy, The New India Assurance Co. Ltd is a Policy designed to cover Hospitalisation expenses.
Title Description
Ambulance Expenses Expenses incurred on road Ambulance subject to a maximum of Rs.2000/- per hospitalisation
Co-Payment Co-pay of 5% on each and every claim.
Day Care Procedure Coverage All the day care treatments covered
ICU Daily Rent Limit ICU/ICCU will beupto 5% of the sum insured subject to a maximum of Rs.10000.
Medical Screening Pre acceptance medical check up is not required
Minimum Hospitalization Period 24 hours
No Claim Bonus Cumulative bonus is available @5% per every claim free year upto a maximum of 50%.
Non-Allopathic Treatments Ayush treatments will be paid upto the sum insured.
Post Hospitalization Expenses upto 60 days
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage
Pre-Hospitalization Expenses upto 30 days
Room Rent Limit Room rent is upto 2% of the sum insured subject to a maximum of Rs.5000.
Waiting Period for New Policy 30 days