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Health Protector Plus Individual
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In this policy you opt for a compulsory deductible amount, which you bear either through existing health coverage or through own/other sources. The policy acts as an additional cover over and above the deductible amount.


  • High coverage at low premium
  • No Medical Tests up to 45 Years
  • Cashless facility available at over 4000 network hospitals across India
  • Directly serviced by IFFCO TOKIO without any Third Party
  • Emergency Additional Services at no extra cost
  • Life Long Renewal
  • Pre and post hospitalization expenses are also covered for non-allopathic treatment
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Ambulance Expenses Max 3000
Daily Hospitalization Allowance Up to 0.1%
Donor Expenses Covered
Free Health Checkup Up to 50% of the cost reimbursed
ICU Daily Rent Limit Covered
Medical Screening Above age 45 years
Minimum Hospitalization Period 24 hrs
Non-Allopathic Treatments Covered
Nursing Allowance Covered
Post Hospitalization Expenses 90 days
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage
Pre-Hospitalization Expenses 60 days
Room Rent Limit Covered
Waiting Period for New Policy 30 days