Highlight:
| Title | Description |
|---|---|
| Additional Cover for Critical Illness | my:health Critical Illness Add On |
| Ambulance Expenses | Pays for the expenses incurred on Road Ambulance services in case of any emergency. Air Ambulance covered upto Rs 5 Lakh |
| Automatic Restoration of Sum Insured | Sum Insured Rebound Adds to the sum insured, an amount equivalent to the claim amount paid under Basic Sum Insured, subject to maximum of basic sum insured, on subsequent hospitalization of the insured person during a policy year |
| Co-Payment | Co-payment - Only applicable to Section A. 20% for all lives with PED at inception of policy will be applicable only during waiting period applicable to pre-existing diseases.. 20% for age at entry above 60 years. |
| Day Care Procedure Coverage | covered |
| Donor Expenses | Covers Medical Expenses towards organ donors hospitalization for harvesting of the donated organ where the insured person is the recipient |
| Free Health Checkup | At the time of renewal of the policy |
| ICU Daily Rent Limit | Covered |
| Minimum Hospitalization Period | 24 hours |
| No Claim Bonus | 10% of the basic sum insured, up to a maximum of 100% of Basic SI. Cumulative Bonus – Booster 50% of basic SI maximum of 100% |
| Non-Allopathic Treatments | Covers medical expenses for hospitalization of insured in an Ayush Hospital up to the limits specified in the policy schedule AYUS |
| Post Hospitalization Expenses | 90 days |
| Pre-Existing Disease / Illness coverage | Covered after 48 months of continuous coverage |
| Pre-Hospitalization Expenses | 60 days |
| Room Rent Limit | Up to Single Standard AC Room |
| Waiting Period for New Policy | 30-day waiting period |
