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Care Senior Individual Old
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Affordable Health Insurance Plan for Senior Citizens.


  • Affordable Premium
  • Pre-policy Medical Check-up NOT REQUIRED
  • Upto 150% Increase in Sum Insured with No Claim Bonus + No Claim Bonus SUPER
  • Recharge of Sum Insured
  • Complimentary Annual Health Check-up for All Insured Members every year
  • OPD Care : Covers expenses related to Doctor Consultation, Diagnostics & Pharmacy
  • No Claim Bonus SUPER
  • Upto Rs.15000/- tax saving under Section 80D
Title Description
Attendant Allowance Up to Rs 50000 for Sum insured Rs 3Lakh. Upto Rs 100000 for all other sum insured.
Automatic Restoration of Sum Insured Upto sum Insured, once a year.
Co-Payment 20% co payment. 20% Addtional in case of treatment outside of Smart Select Hospitals.
Daily Hospitalization Allowance For Sum Insure of Rs 3 Lakh, Rs 500/day for max 5 days. Not availble of other sum insured.
Day Care Procedure Coverage Upto Sum Insured. 541 Procedures covered.
Free Health Checkup Every year for all insured members.
ICU Daily Rent Limit 2% SUm Insured per day
Medical Screening Pre-policy Medical Check-up not required.
Minimum Hospitalization Period 24 hours.
No Claim Bonus Upto 150% with optional cover NCB Super.
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage Pre existing diseases are covered after 4 years of continued coverage.
Pre-Hospitalization Expenses 30 days
Room Rent Limit 1% Sum Insured per day For Sum Insured Of RS 3 Lakh. For Sum Insured of 5,7,10 Lakh single private AC room (Max upto 1% Sum Insured per day)
Waiting Period for New Policy 4 years for Preexisting diseas. 2 Years for named ailments. 30 days for any other illness except injury.