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Comprehensive Health Plan Floater
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Comprehensive Health Insurance is policy which offers exhaustive benefits for the entire family designed to eliminate your health worries. This plan would go a long way in alleviating your financial burden.


  • Accidents are covered from Day 1
  • Dental/Ophthalmic cover on OPD basis
  • Coverage for Domiciliary hospitalization treatments
  • Expenses for delivery of Child is covered
  • Pre and Post birth expenses are included
  • Automatic coverage of new born
  • Buy Back Pre-existing disease Reduction in waiting period for Pre existing diseases
  • Facility of Second Opinion from a Doctor in Company's Network
  • No Medical tests are required up to 65 years of age
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit No capping on room rent.Treatment at Single Standard A/C room.
ICU Daily Rent Limit Actual
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage All day care procedures Covered
Automatic Restoration of Sum Insured 100% Automatic Restoration can be used for Same illness & diseases
Pre-Existing Disease / Illness coverage Covered after 36 months of continuous coverage. By paying extra premium PED waiting period can be reduced to 12 months
Waiting Period for New Policy 30 days
Co-Payment Up to 10% for age above 60 years
Medical Screening No Medical required for age upto 65
Free Health Checkup Health Check up for every claim free year
Ambulance Expenses Road Ambulance Covered. Air Ambulance expenses up to Rs.2,50,000 per hospitalisation not exceeding Rs 5,00,000 per policy period
Non-Allopathic Treatments AYUSH treatment is covered
New Born Baby Cover Covered
Daily Hospitalization Allowance For SI 5Lac RS 500 Daily cash For SI 7Lac and 10Lac = 750 Daily Cash For SI 15Lac and 20Lac =1,000- Daily Cash For SI 25Lac= 1,500- Daily Cash For SI 50Lac, 75Lac, and 1Crore=2500 Daily Cash
Donor Expenses Special SI for Organ donor cover, covers Redo surgery and ICU admission for donor
Nursing Allowance Covered
No Claim Bonus For SI Up to Rs 5 Lakh 50% increse Max 100%. For SI Above Rs 5 Lakh 100% Increase in Sum Insured upon a claim free renewal. On the event of claim bonus will be reduced at the same rate at which it was increased.